EBAY SPENDS A GREAT DEAL OF TIME PROTECTING PEOPLE FROM CROOKS & SCAMMERS. BUT THEY DONT PROTECT YOU FROM THE BIGGEST CROOKS OF THEM ALL, PAYPAL. IN FACT THEY ENCOURAGE IT.
If like me you are one of the thousands of ebayers who have experienced the dark side of paypal, you will know what im talking about. This is designed to try to help new ebayers, and people thinking of using paypal. DONT!
Various things are required when you have a paypal account. You are required to become verified, this involves proving you have the bank account and cards you say. What they dont tell you is they will do this to you again periodically, they will LOCK YOUR ACCOUNT & WITHHOLD YOUR FUNDS. CANCEL PENDING BANK TRANSFERS to make sure they have as much of YOUR money as possible to make sure you give them what they want.
They will ask names and addresses of your suppliers. (Many people are not businesses & can not supply this information as they dont have suppliers.) Paypal wont believe you and will continue to hold your funds.
They will ask you to verify your accounts again, including setting up a direct debit. What if you have a savings account and can not accomodate direct debits?. Once again they will not unlock your account until you do.
Do you have a fax machine??? I dont, but if you cant fax the information to them, you will never get a result.
They will ask for tracking information for 30 of so transaction from history. Do you always use tracked postage, NO its too expensive.
Paypal & ebay claim to offer buyer protection and seller protection. Anyone can lodge a claim with paypal and get a refund on every single thing they buy, this is how. Simply buy things that will be posted in a non recorded fashion. Wait for the item to arrive and then claim it didnt. CAN YOU PROVE IT ARRIVED. Proving you sent it isnt enough, you are expected to take responsibility for the postal services fault and refund them.Even if you provide tracking, there is no gaurentee they will rule in your favour.
I have just lost £1000+ to paypal,and fraudulent requests for refunds, you can not odds it once a claim is in place. and paypal WILL stitch you up too. I have bills to pay, a mortgage and MY MONEY has been stolen, albeit temporarily while they give you the run around for information you can not provide or they already have.
DONT USE PAYPAL unless you like losing money too.