I sold some software to a chap and due to a Paypal glitch they (paypal) incorrectly inserted the wrong address into the guys Paypal account. This is true as I rang Paypal to verify. So I sent the goods to the wrong place because of Paypal, gave a full refund to the buyer (quiet right) and then deducted my Paypal account because they screwed up.
Paypal have one agenda. To make money, they take it off you but by God you try to get it back. Paypal protection. MY ARSE.
Avoid if possible.