If a buyer asks your email address for Paypal to place funds in directly, it is because they have not connected their account to ebay, not because they are dodgy.
I use Paypal for many sites and do not desire that ebay know all my online financial activities.
I therefore do not connect directly to ebay because I do not wish to.
Doesn't mean my credit is poor, or you will not get paid. Yes I know I am suposed to hit the pay now button!!!.
I do not want to. I want to do it my way. Just as safe and just as quick.
Thanks for reading........