are we being ripped off

Like if this guide is helpful
having read several guides about Pay-Pal.
I thought I would write my own. i have sent several messages to pay-pal about payments not received but when you check on e-bay it show payment sent from buyer. but yet for the last few payment i have had through pay pal it seems to take up to 2 days for an instant payment to clear.
i do not send goods out until i can confirm payment , but surly this is not fair to my buyers up to press only got good re-views.
but this could go the other way and make other people think that i cant be trusted to sell on e-bay .
i have contacted pay-pal and e-bay about this problem but still no reply,........would seem if you have a problem that cant be given and automatic response from there server you just don't get a reply at all. anybody else had a problem like this one ???
the other thing about Pay-Pal is there charges the other day i sold an item on e-bay i said not to bit over 0.01GBP as the item was free and just pay postage of 0.50GBP .
So seller sends 0.51GBP to my account 
pay-pal takes   0.22GBP from my account. (charges for overseas buyer) so they say!!!!
Postage cost    0.38 GBP
__________________________________
Total profit for this transaction
-£0.09GBP
Plus when you take into account the cost of listing this item was it really worth it....!
not bad of some thing i was giving away free if buyer paid postage. and why don't e-bay offer service were you can list items for free + postage to buyers.  
be careful watch those charges because as you know pay-pal is part of e-bay so really they sting you twice. for the same item.
update 15/07/2008
THE ABOVE PROBLEM WITH PAYMENT NOT BEING CREDITED TO PAY-PAL WAS A PROBLEM WITH THE PAY-PAL SERVER IT WAS NOT RESPONDING TO BUYER PAYMENT (WELL THAT'S WHAT THEY TOLD ME WHEN I STARTED HAVING PROBLEMS,
WELL IT SEEMS TO BE SORTED OUT FOR THE TIME BEING , LET'S HOPE NO MORE PROBLEMS.
THANKS FOR LOOKING !!!
P.S  I WILL UPDATE YOU ON ANY MORE PROBLEMS I ENCOUNTER IF I HAVE ANY !!
SO KEEP COMING BACK THANKS.......

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