This book examines borrowing and risk taking behavior of rural people, which might help to design financial products and delivery of services in the rural market. It also investigates the effectiveness of government schemes to promote rural development.
Dr. Amit K. Bhandari is presently an Assistant Professor in Economics at R. B. C. E College, Founder President of the Kalyani Institute of Applied Research, Training and Development (KIARTD) and a Research Fellow at IZA in Bonn. He received his PhD in Economics from the University of Kalyani in 2007. He began his career as an economist in the financial services industry. He is an active researcher, consultant and author in various development issues. Formerly a lecturer at the Indian Institute of Social Welfare and Business Management (IISWBM), he founded the independent non-profit research organization KIARTD. He has published a number of research papers in reputed journals and books. He has served as a project director for a number of government-funded research projects. Dr. Ashok Kundu is Associate Professor in Economics at R. B. C. E College. He has a PhD in Economics from the University of Kalyani. Dr. Kundu has over 20 years of teaching and research experience in different academic institutions where he has taught subjects like macroeconomics, development economics and economic history. His main research interests are in the field of rural and agricultural development, rural finance, environmental economics and economic development. He has published a number of research papers and book articles. He served as a principal investigator in several research projects funded by national and international funding agencies.