I agree with the the ebay member who has warned you about using paypal. This kind of thing has now happened to me on two occasions.
The forst being somebody who brought an item off me, paid through paypal and later (approx. 1 month later?) decided to file a claim through paypal saying the item was faulty when he received it. I knew full well the item was not faulty but upon stating this to paypal over and over againthey still went in his favour and issued as full refund without me even receiving any goods back!
The second has happened more recently where goods have been sent, the buyer claimed he had not received them and therefore filed a complaint. This was so far understandable and I would have done the same in his situation. However upon receiving them, paypal have simply not removed the limits from my account and have also issued him a full refund. That means they reversed a large amount in payments and refunded him with a full amount.
I would never use paypal again after this and I urge others to do the same.