HOW TO PROTECT YOUR IDENTITY!!!

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I have recieved make fake eBay and PayPal e-mails since I started on eBay, and I know what to do with them, but if you don't your whole identity can be stolen. So here is a small guide I found on the internet about how they get you identity and how to prevent it:

ID Theft!

While online identity (or ID) theft is still relatively minor compared to the offline variety that takes place on the high street or when someone steals your post, it's a growing problem. ID theft is the umbrella term that's used to describe the crime of using someone else's details – whether they're financial, personal or business-related – in order to profit from them. It ranges from 'phishing' emails that criminals send out in an attempt to get you to reveal your bank account details, to applying for a passport or driving licence in your name, using their photograph.

How did they do that?!

'Phishing' is the most common method that criminals use to try and steal your ID. By creating a mock email that looks as though it's come from your bank or an online service such as PayPal or eBay, the email asks that you reply with your account details or to click on a link that'll take you to a website to enter them. The quality of these forged emails varies considerably, ranging from basic text-only efforts to impressively detailed HTML versions that include images and graphics. However, they're similar in that they always ask for your personal details via email, something that your bank or any other trustworthy organisation would never do.

Keylogging!

The second most popular tool for ID thieves is a malicious piece of software called a keylogger. This sits on your PC like a virus and records all of the keys that you press on your keyboard. By monitoring what program you have open or, more usually, what website you're visiting, it can record bank account information, credit card numbers and more. The keylogger then sends these details back to its creator who can see where you went and what you typed in, providing him or her with the wherewithal to discover your log-in and account details.

This online approach by criminals involves them putting in very little work and, thankfully, staying safe from them involves just a small amount of effort on your behalf.

The first measure you should take is to have an up-to-date firewall and anti-virus program installed on your computer. Many modern internet security programs now include safeguards that will not only provide protection against malicious software and hackers, but will also detect phishing emails and other scams that ask you to divulge personal information.

An internet security program will also pick up and block keyloggers, preventing them from installing themselves in the first place and blocking their transmissions home in the instance that one does infect your PC.

Keep Personal Details Private!

Secondly, you should keep your personal details private at all times. If you do get an email asking to provide your account details, you should contact the organisation or business in question first to check that it really did come from them. Finally, use your common sense. If you get an email or visit a website that doesn't seem right, trust your instincts and leave.

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