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Has anyone else had this problem.  I paid for an item using my Paypal account but when the seller went to post it she found it was broken so issued me with a refund.  That was 3rd November - it appeared in my paypal refunds box but I have never received it and when I contact them they keep saying it can take up to 30 days.  Duh, it's been 42 days already.  Now they say it's been refunded to my credit card but I don't even have a credit card.  I am just going to ring the Financial Services Authority and consumer direct to report them for witholding funds. 
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