Why anyone who ever thinks of using PayPal shouldn't!

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I recently discovered how 'fantastic' PayPal can be - NOT!!:
 
Their terms of service are not completely disclosed upon signup and some key "conditions" are not disclosed. They fail to mention their total lack of security to prevent your account from being compromised by phishing & spoof sites. That if your account is accessed by a criminal using one of these methods, PayPal will hold YOU monetarily & legally responsible! Also, no place do they openly tell potential members that their money is 100% at risk. That PayPal can, will, and has in the past, completely cleaned out customers' accounts, (including your checking or savings account) with no appeals process available. Instead they bury in the fine print of 37 pages of their "Terms of Service" (ToS) where they disclose to you that PayPal can close your account for any reason what-so-ever, or no reason, and then you have to wait 180 days to get your money. Think that'll never happen? Think again. That's what everyone thinks till it happens to them
 
If PayPal feels your actions are questionable, PayPal is the investigator, judge, jury and executioner. "Telling your side" of what happened, in most cases seems to be irrelevant. They also refuse to provide you with the details of their investigation and withhold documents they relied upon to make their decisions. Your only contact will be an email that which includes this fantastic sentence!!
 
 This limitation of your account privileges cannot be appealed against
 
How is that for fair and equitable – as I said – judge, jury and executioner with no right of appeal – mind should we be really surprised – after all PayPal is a USA based company and you really only have to look at Guantanamo Bay to judge their interpretation of a fairness and human rights
 
So that will be the end of it as far as PayPal is concerned. You can email back, but you'll just get more of the same. Oh yea, and you'll have to wait 180 days to get your money.
 
Remember that next time you go to sign up or use a PayPal account!!
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