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The Retirement Challenge: What's Wrong with America's System and A Sensible Way
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Item specifics
- Condition
- ISBN-13
- 9780197639276
- Type
- NA
- Publication Name
- NA
- ISBN
- 9780197639276
About this product
Product Identifiers
Publisher
Oxford University Press, Incorporated
ISBN-10
0197639275
ISBN-13
9780197639276
eBay Product ID (ePID)
15057242756
Product Key Features
Book Title
Retirement Challenge : What's Wrong with America's System and a Sensible Way to Fix It
Number of Pages
296 Pages
Language
English
Publication Year
2023
Topic
Public Policy / Economic Policy, Personal Finance / Retirement Planning, Money & Monetary Policy
Illustrator
Yes
Genre
Political Science, Business & Economics
Format
Hardcover
Dimensions
Item Height
1.1 in
Item Weight
24.7 Oz
Item Length
6.4 in
Item Width
9.3 in
Additional Product Features
Intended Audience
Trade
LCCN
2022-042406
Reviews
"Martin Baily and Ben Harris have written the definitive account of what is wrong with retirement today and what needs to be done to fix it. While solidly grounded in economic reasoning and evidence, they never lose sight of the important role that retirement policy should play in efficiency, equity, and happiness more broadly. They do not just describe problems but offer bold and compelling solutions." -- Jason Furman, Aetna Professor of the Practice of Economic Policy, Harvard University and Chairman of the Council of Economic Advisers (2013-17)"Martin Baily and Ben Harris have written a critique of U.S. retirement policy that is clear, compelling, and notably comprehensive - covering public and private retirement programs, work among the elderly, end-of-life care, and a variety of financial instruments such as reverse mortgages and private annuities. Their experience as researchers and high-level policy makers leads to a seamless blend of academic analysis, policy recommendations, and descriptions of how the changes would benefit ordinary citizens." -- William Gale, Director, Retirement Security Project, Brookings Institution"This well-written book should be required reading for anyone who cares about ensuring that all Americans can enjoy a secure old age. Baily and Harris document the challenges to achieving that goal and provide a practical, evidence-based set of recommendations for meeting it that should appeal to policymakers on both sides of the aisle." -- Katharine G. Abraham, Distinguished University Professor, University of Maryland, Martin Baily and Ben Harris have written the definitive account of what is wrong with retirement today and what needs to be done to fix it. While solidly grounded in economic reasoning and evidence, they never lose sight of the important role that retirement policy should play in efficiency, equity, and happiness more broadly. They do not just describe problems but offer bold and compelling solutions., "Martin Baily and Ben Harris have written the definitive account of what is wrong with retirement today and what needs to be done to fix it. While solidly grounded in economic reasoning and evidence, they never lose sight of the important role that retirement policy should play in efficiency, equity, and happiness more broadly. They do not just describe problems but offer bold and compelling solutions." -- Jason Furman, Aetna Professor of the Practice of Economic Policy, Harvard University and Chairman of the Council of Economic Advisers (2013-17) "Martin Baily and Ben Harris have written a critique of U.S. retirement policy that is clear, compelling, and notably comprehensive - covering public and private retirement programs, work among the elderly, end-of-life care, and a variety of financial instruments such as reverse mortgages and private annuities. Their experience as researchers and high-level policy makers leads to a seamless blend of academic analysis, policy recommendations, and descriptions of how the changes would benefit ordinary citizens." -- William Gale, Director, Retirement Security Project, Brookings Institution "This well-written book should be required reading for anyone who cares about ensuring that all Americans can enjoy a secure old age. Baily and Harris document the challenges to achieving that goal and provide a practical, evidence-based set of recommendations for meeting it that should appeal to policymakers on both sides of the aisle." -- Katharine G. Abraham, Distinguished University Professor, University of Maryland, "Martin Baily and Ben Harris have written the definitive account of what is wrong with retirement today and what needs to be done to fix it. While solidly grounded in economic reasoning and evidence, they never lose sight of the important role that retirement policy should play in efficiency, equity, and happiness more broadly. They do not just describe problems but offer bold and compelling solutions." -- Jason Furman, Aetna Professor of the Practice ofEconomic Policy, Harvard University and Chairman of the Council of Economic Advisers (2013-17)"Martin Baily and Ben Harris have written a critique of U.S. retirement policy that is clear, compelling, and notably comprehensive - covering public and private retirement programs, work among the elderly, end-of-life care, and a variety of financial instruments such as reverse mortgages and private annuities. Their experience as researchers and high-level policy makers leads to a seamless blend of academic analysis, policy recommendations, and descriptions ofhow the changes would benefit ordinary citizens." -- William Gale, Director, Retirement Security Project, Brookings Institution"This well-written book should be required reading for anyone who cares about ensuring that all Americans can enjoy a secure old age. Baily and Harris document the challenges to achieving that goal and provide a practical, evidence-based set of recommendations for meeting it that should appeal to policymakers on both sides of the aisle." -- Katharine G. Abraham, Distinguished University Professor, University of Maryland"This book touts an ideal golden mean of spending, a balance between both the hoarding of assets and their profligate use. Although not an easy study, this crucial text will help readers who consult it several times." -- Choice, "Martin Baily and Ben Harris have written the definitive account of what is wrong with retirement today and what needs to be done to fix it. While solidly grounded in economic reasoning and evidence, they never lose sight of the important role that retirement policy should play in efficiency, equity, and happiness more broadly. They do not just describe problems but offer bold and compelling solutions." -- Jason Furman, Aetna Professor of the Practice of Economic Policy, Harvard University and Chairman of the Council of Economic Advisers (2013-17)"Martin Baily and Ben Harris have written a critique of U.S. retirement policy that is clear, compelling, and notably comprehensive - covering public and private retirement programs, work among the elderly, end-of-life care, and a variety of financial instruments such as reverse mortgages and private annuities. Their experience as researchers and high-level policy makers leads to a seamless blend of academic analysis, policy recommendations, and descriptions of how the changes would benefit ordinary citizens." -- William Gale, Director, Retirement Security Project, Brookings Institution"This well-written book should be required reading for anyone who cares about ensuring that all Americans can enjoy a secure old age. Baily and Harris document the challenges to achieving that goal and provide a practical, evidence-based set of recommendations for meeting it that should appeal to policymakers on both sides of the aisle." -- Katharine G. Abraham, Distinguished University Professor, University of Maryland"This book touts an ideal golden mean of spending, a balance between both the hoarding of assets and their profligate use. Although not an easy study, this crucial text will help readers who consult it several times." -- Choice
Dewey Edition
23
TitleLeading
The
Dewey Decimal
306.380973
Table Of Content
Chapter 1: OverviewChapter 2: Retirement: How Are We Doing?Chapter 3: Driving Economic Growth: Chapter 4: Entitlements: The Cornerstone of RetirementChapter 5: Working LongerChapter 6: Why is Saving So Hard? Chapter 7: Transitioning to Retirement in a Changing Labor MarketChapter 8: How Annuities Can Mitigate Uncertainty and Improve RetirementChapter 9: How are Families Planning for End-of-Life Care? Chapter 10: Reverse MortgagesChapter 11: How to Improve Retirement AccountsChapter 12: Improving Opportunities for Older WorkersChapter 13: Reforming Private Insurance MarketsChapter 14: A Vision for a New Retirement Paradigm
Synopsis
In The Retirement Challenge, influential former White House economists Martin Neil Baily and Benjamin H. Harris explore America's outdated retirement system and explain how improving retirement requires changes by families, employers, and policymakers alike. The central premise of the book is that the only plausible path to success is to build on the current system, with improvements to both public programs, retirement saving accounts, and private insurance markets., A comprehensive plan from two leading experts on how to fix America's outdated retirement systemAmerica's retirement system has serious problems. While it works well for some retirees, millions of others don't have the sound retirement they have worked decades to secure. Roughly 40 percent of today's $4 trillion federal budget is devoted to supporting retirees, which will grow to roughly half over the next decade-imperiling the sustainability of the whole system. The system is out of date. It reflects the America of a bygone age--an era in which company or union pensions provided middle-class families a decent standard of living in retirement. In America today, however, private pensions have mostly disappeared, Social Security is threatened to go insolvent, people are living longer, and health care costs continue to rise. Poorer retirees now must choose between buying enough to eat and their prescription drugs.In The Retirement Challenge, influential former White House economists Martin Neil Baily and Benjamin H. Harris explore America's outdated retirement system and explain how improving retirement requires changes by families, employers, and policymakers alike. Households need to save more, get smarter about their finances, and trade part of their 401(k) balances for insurance products. Companies need to take a more active role in their workers' retirements. And lawmakers need to amend the tax code, Social Security, and a host of other programs.Despite today's wide political divide, policymakers from both parties can come together around changes that will promote a stable retirement. This book shows that these changes do not represent a radical overhaul. If families, businesses, and policymakers do their part, everyone-current retirees and future generations-can enjoy a much more secure and prosperous retirement., A comprehensive plan from two leading experts on how to fix America's outdated retirement systemAmerica's retirement system has serious problems. While it works well for some retirees, millions of others don't have the sound retirement they have worked decades to secure. Roughly 40 percent of today's $4 trillion federal budget is devoted to supporting retirees, which will grow to roughly half over the next decade--imperiling the sustainability of the whole system. The system is out of date. It reflects the America of a bygone age--an era in which company or union pensions provided middle-class families a decent standard of living in retirement. In America today, however, private pensions have mostly disappeared, Social Security is threatened to go insolvent, people are living longer, and health care costs continue to rise. Poorer retirees now must choose between buying enough to eat and their prescription drugs.In The Retirement Challenge, influential former White House economists Martin Neil Baily and Benjamin H. Harris explore America's outdated retirement system and explain how improving retirement requires changes by families, employers, and policymakers alike. Households need to save more, get smarter about their finances, and trade part of their 401(k) balances for insurance products. Companies need to take a more active role in their workers' retirements. And lawmakers need to amend the tax code, Social Security, and a host of other programs.Despite today's wide political divide, policymakers from both parties can come together around changes that will promote a stable retirement. This book shows that these changes do not represent a radical overhaul. If families, businesses, and policymakers do their part, everyone--current retirees and future generations--can enjoy a much more secure and prosperous retirement., A comprehensive plan from two leading experts on how to fix America's outdated retirement system America's retirement system has serious problems. While it works well for some retirees, millions of others don't have the sound retirement they have worked decades to secure. Roughly 40 percent of today's $4 trillion federal budget is devoted to supporting retirees, which will grow to roughly half over the next decade--imperiling the sustainability of the whole system. The system is out of date. It reflects the America of a bygone age--an era in which company or union pensions provided middle-class families a decent standard of living in retirement. In America today, however, private pensions have mostly disappeared, Social Security is threatened to go insolvent, people are living longer, and health care costs continue to rise. Poorer retirees now must choose between buying enough to eat and their prescription drugs. In The Retirement Challenge , influential former White House economists Martin Neil Baily and Benjamin H. Harris explore America's outdated retirement system and explain how improving retirement requires changes by families, employers, and policymakers alike. Households need to save more, get smarter about their finances, and trade part of their 401(k) balances for insurance products. Companies need to take a more active role in their workers' retirements. And lawmakers need to amend the tax code, Social Security, and a host of other programs. Despite today's wide political divide, policymakers from both parties can come together around changes that will promote a stable retirement. This book shows that these changes do not represent a radical overhaul. If families, businesses, and policymakers do their part, everyone--current retirees and future generations--can enjoy a much more secure and prosperous retirement.
LC Classification Number
HQ1063.2.U6B33 2023
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- m***4 (1608)- Feedback left by buyer.Past monthVerified purchaseLeaving positive feedback because 1) item was packed well & arrived as described 2) seller did give partial refund when subsequent price dropped below org purchase price. 3) communication was quick However, there was a downside to this transaction -item listed as in-stock but ended up waiting nearly a month for them to get it from their distributer then ship it to me (bought June 29th, arrived around July 21). Auction said 12-15 days. Better clarity would have prevented lot of frustration
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