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Smart Is the New Rich : Money Guide for Millennials by Christine Romans (2015, Hardcover)

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SMART IS THE NEW RICH: MONEY GUIDE FOR MILLENNIALS By Christine Romans - Hardcover **BRAND NEW**.

About this product

Product Identifiers

PublisherWiley & Sons, Incorporated, John

ISBN-101118949358

ISBN-139781118949351

eBay Product ID (ePID)203850106

Product Key Features

Book TitleSmart Is the New Rich : Money Guide for Millennials

Number of Pages224 Pages

LanguageEnglish

Publication Year2015

TopicPersonal Finance / General

IllustratorYes

GenreBusiness & Economics

AuthorChristine Romans

FormatHardcover

Dimensions

Item Height1 in

Item Weight12.8 Oz

Item Length9.1 in

Item Width6.1 in

Additional Product Features

Intended AudienceTrade

LCCN2014-037769

Dewey Edition23

Dewey Decimal332.024

Table Of ContentPreface xi Acknowledgments xv Chapter 1 How to Think About Money: Budgeting Basics 1 Pay Yourself First 6 How Much Should You Save? 8 The Rainy-Day Fund 12 Roadblocks to Money Success 15 The Holiday Red Flag 15 Your Money Quiz 16 Chapter 2 College Investment 19 The Million-Dollar Payoff 21 It's Cheaper to SaveThan Borrow 23 Four Ways to Keep College Costs Down 24 WhatDo YouWant to Be When You Grow Up? 27 Not All Degrees Are Equal 31 Chapter 3 Managing Debt 37 Paying Off the Debt 39 Interest Rate Triage 42 A Safety Net for Low-Income Grads 43 Public Service Loan Forgiveness 45 Live Like a Student 45 Chapter 4 Job Market Fundamentals 49 The Long Healing Process 51 Fastest-Growing States 52 The College Degree Advantage 54 Chapter 5 Millennials at Work 59 Resume #Fail 64 You've Got Two Minutes 66 The Hidden Jobs Market 67 Don't Call Them Soft Skills 70 Keep Your Eye on the Ball 72 Lean In or Lean Back 72 Online Tools to Help Set You Apart 77 Chapter 6 House Money 81 Missing the Real Estate Rebound...So Far 84 Generation Renter 86 Get Ready to Buy 89 Mortgage Rates 91 Location, Location, Location 92 Affordability 93 Living at Home 93 Chapter 7 Family Money 97 Dating and Money 99 The "Talk" 102 What Kind of Debt? 104 Piggy Bank Parents 107 Friends and Finances 108 Crowdfund Our Wedding 109 Chapter 8 Understanding Investments 111 Getting Started: Tax-Advantaged Retirement Accounts 115 Time Is a Four-Letter Word 116 No 401(K)? Invest Anyway 120 Building Blocks 123 Chapter 9 Credit Karma 129 Debit Cards 130 Overdraft Protection 131 So You Want a Credit Card? 131 What Is the Credit Score? 133 Expensive Credit Monitoring 135 What Is the Fed? 137 Time to Buy a Car 138 Appendix A Web Resources 141 Appendix B Cover Letters: The Good, the Bad, and the Ugly 145 Appendix C PayScale 2014-2015 College Salary Report 153 Notes 193 About the Author 199 Index 201

SynopsisTime is on your side--smart money management for Millennials Smart is the New Rich: Money Guide for Millennials is an interactive, step-by-step guide to all things money. From credit, student debt, savings, investing, taxes, and mortgages, CNN's chief business correspondent Christine Romans shows this newest generation of earners how to build wealth. You'll learn the old-fashioned approach that leads to a healthier financial lifestyle, and open the door on a straightforward conversation about earning, saving, spending, growing, and protecting your money. You'll learn how to invest in the stock market or buy a home, even if you are still paying off student loan debt. Romans offers expert insight on the "New Normal," and why the rules of the credit bubble--the one you were raised in--no longer apply. Checklists and quizzes help solidify your understanding, and pave the way for you to start putting these new skills into action. For thirty years, the financial rules for life revolved around abundant credit at the ready. A quick look around makes it obvious that those rules no longer work, and Millennials just now coming of age and entering the workforce need a new plan to build a solid financial foundation and healthy money habits. This book puts you on the right track, with step-by-step help and expert guidance. Learn what you should ask yourself before spending any money Revisit some old money rules that are actually good habits See simple rules for managing student debt Learn how to talk about money with friends, dates, and parents Find out what makes a Millennial successful in the workforce The economy is out of recession and growing, but many young people feel left out of the recovery. It's why smart spending, saving, and debt management is so critical right now for them. A smart money plan is no longer a "nice to have" extra, it's mandatory. Smart is the New Rich: Money Guide for Millennials is your guide on how to use time and some good money manners to build wealth., Time is on your side smart money management for Millennials Smart is the New Rich: Money Guide for Millennials is an interactive, step-by-step guide to all things money., "With Smart is the New Rich , Christine Romans has managed to turn a book about saving and investing money into an enormously entertaining read. If your plans include sleeping under a roof, eating food, wearing clothes, raising a family, and paying off your college loan, you should read this book first thing tomorrow. If you're dreaming even bigger you should read it today." Aaron Sorkin , American screenwriter and playwright "Everything you want to know about money but were afraid to ask! Our children today's millennials badly need a smart travel guide through the value of a dollar. I myself have learned so much over the years from CNN's Christine Romans' ability to cut through the financial clutter, and her book comes not a moment too soon!" Christiane Amanpour, CNN chief international correspondent It's About a Better Life, Not Just a Bigger Bank Account It is a huge and highly-educated generation that is asking tough questions about money. Is college worth it? What's the point of owning a house? What if I don't want to work a 9-to-5 office job? Is investing really the best way to save for retirement? Smart is the New Rich answers those questions and more. Is it better to rent or buy Why living at home is the single best economic decision many young people can make How to negotiate your first salarys How to triage your loans in the smartest way How (and whether) to ask your parents for money Why you need to know your love interest's financial situation by the third date Smart is the New Rich is a crash course in personal finance that answers these money questions. You'll learn about everything from budgeting and building credit to starting a business and planning for retirement.

LC Classification NumberHG179