About this product

Product Identifiers

PublisherWiley & Sons, Incorporated, John

ISBN-100470821574

ISBN-139780470821572

eBay Product ID (ePID)109272233

Product Key Features

Edition2

Book TitleBank Credit Analysis Handbook : a Guide for Analysts, Bankers and Investors

Number of Pages1056 Pages

LanguageEnglish

Publication Year2013

TopicBanks & Banking, Finance / General, Investments & Securities / General

IllustratorYes

GenreBusiness & Economics

AuthorJonathan Golin, Philippe Delhaise

Book SeriesWiley Finance Ser.

FormatHardcover

Dimensions

Item Height2.2 in

Item Weight67.3 Oz

Item Length10 in

Item Width7.5 in

Additional Product Features

Intended AudienceTrade

TitleLeadingThe

Dewey Edition22

Series Volume Number675

Dewey Decimal332.1753

Table Of ContentPreface to the New Edition vii Chapter 1 The Credit Decision 1 Chapter 2 The Credit Analyst 37 Chapter 3 The Business of Banking 87 Chapter 4 Deconstructing the Bank Income Statement 155 Chapter 5 Deconstructing a Bank's Balance Sheet 215 Chapter 6 Earnings and Profitability 261 Chapter 7 Asset Quality 337 Chapter 8 Management and Corporate Governance 415 Chapter 9 Capital 449 Chapter 10 Liquidity 493 Chapter 11 Country and Sovereign Risk 551 Chapter 12 Risk Management, Basel Accords, and Ratings 641 Chapter 13 The Banking Regulatory Regime 717 Chapter 14 Crises: Banking, Financial, Twin, Economic, Debt, Sovereign, and Policy Crises 781 Chapter 15 The Resolution of Banking Crises 847 About the Authors 907 Index 909

SynopsisA hands-on guide to the theory and practice of bank credit analysis and ratings In this revised edition, Jonathan Golin and Philippe Delhaise expand on the role of bank credit analysts and the methodology of their practice. Offering investors and practitioners an insider's perspective on how rating agencies assign all-important credit ratings to banks, the book is updated to reflect today's environment of increased oversight and demands for greater transparency. It includes international case studies of bank credit analysis, suggestions and insights for understanding and complying with the Basel Accords, techniques for reviewing asset quality on both quantitative and qualitative bases, explores the restructuring of distressed banks, and much more. Features charts, graphs, and spreadsheet illustrations to further explain topics discussed in the text Includes international case studies from North America, Asia, and Europe that offer readers a global perspective Offers coverage of the Basel Accords on Capital Adequacy and Liquidity and shares the authors' view that a bank could be compliant under those and other regulations without being creditworthy A uniquely practical guide to bank credit analysis as it is currently practiced around the world, The Bank Credit Analysis Handbook, Second Edition is a must-have resource for equity analysts, credit analysts, and bankers, as well as wealth managers and investors., Fully updated and revised The Bank Credit Analysis Handbook, Second Edition explains the role and methodologies of bank credit analysts, giving both investors and practitioners an insider's perspective on how rating agencies assign all-important credit ratings to banks., The Bank Credit Analysis Handbook Praise for The Bank Credit Analysis Handbook "In this second edition, Philippe Delhaise and Jonathan Golin build on their professional experience with Thomson Bank Watch Asia to produce a clear introduction to bank credit risk analysis. As very few books on this topic exist, it is a most welcome publication. The short and transparent chapters are rich on institutional information, building on intuition. It is quite an achievement to analyze bank solvency with no reference to heavy mathematics and statistics. The book covers topics of recent interest such as liquidity risk, sovereign and banking crises, and bank restructuring." --Jean Dermine Professor of Banking and Finance, Chair, INSEAD "Messrs. Delhaise and Golin have written what must be considered the seminal book on bank credit analysis. Its breadth and scope is reflective of the decades of experience they have in deciphering the core elements of bank credit risk. I found the chapter on country and sovereign risk particularly useful. This book should be considered essential reading for anyone in the field of credit risk analysis." -- Daniel Wagner CEO of Country Risk Solutions and author of Managing Country Risk "This book is an excellent reference for anyone involved in bank risk management. It combines practical tools with case studies. Based on their substantial experience, Golin and Delhaise nicely bridge the gap between theory and practice." --André Farber Professor of Finance, Université Libre de Bruxelles "Jonathan Golin has done it again. Both he and Philippe Delhaise have taken a very complicated and timely topic and have distilled the subject matter into an easy read that is useful to those directly or indirectly involved with bank credit analysis." --Craig Lindsay Chairman, Hong Kong Securities and Investment Institute "Messrs. Delhaise and Golin have updated their first edition of this handbook with such a high degree of relevance and insight, on the heels of the 2007-2008 banking crisis, that this reference guide will surely be essential reading for every market participant involved with bank risk analysis. There are few people as qualified to write on this subject as these gentlemen; their experience speaks volumes. Once again, they are to be commended for distilling a complex subject into a practical and useful handbook." --Andrew Miller Management Consultant, Financial Services, Hong Kong, Praise for The Bank Credit Analysis Handbook, Second Edition "In this second edition, Philippe Delhaise and Jonathan Golin build on their professional experience with Thomson Bank Watch Asia to produce a clear introduction to bank credit risk analysis. As very few books on this topic exist, it is a most welcome publication. The short and transparent chapters are rich on institutional information, building on intuition. It is quite an achievement to analyze bank solvency with no reference to heavy mathematics and statistics. The book covers topics of recent interest such as liquidity risk, sovereign and banking crises, and bank restructuring." Jean Dermine , Professor of Banking and Finance, Chair, INSEAD "Messrs. Delhaise and Golin have written what must be considered the seminal book on bank credit analysis. Its breadth and scope is reflective of the decades of experience they have in deciphering the core elements of bank credit risk. I found the chapter on country and sovereign risk particularly useful. This book should be considered essential reading for anyone in the field of credit risk analysis." Daniel Wagner , CEO of Country Risk Solutions and author of Managing Country Risk "This book is an excellent reference for anyone involved in bank risk management. It combines practical tools with case studies. Based on their substantial experience, Golin and Delhaise nicely bridge the gap between theory and practice." André Farber , Professor of Finance, Université Libre de Bruxelles "Jonathan Golin has done it again. Both he and Philippe Delhaise have taken a very complicated and timely topic and have distilled the subject matter into an easy read that is useful to those directly or indirectly involved with bank credit analysis." Craig Lindsay , Chairman, Hong Kong Securities and Investment Institute "Messrs. Delhaise and Golin have updated their first edition of this handbook with such a high degree of relevance and insight, on the heels of the 2007 2008 banking crisis, that this reference guide will surely be essential reading for every market participant involved with bank risk analysis. There are few people as qualified to write on this subject as these gentlemen; their experience speaks volumes. Once again, they are to be commended for distilling a complex subject into a practical and useful handbook." Andrew Miller , Management Consultant, Financial Services, Hong Kong

LC Classification NumberHG1641