I've used the polish twice. The brush is a small, good quality one. The polish goes on smoothly and flows well. It covers nicely and is totally opaque in two coats. I used it on my toes and I didn't have any chips after two weeks. I haven't tried it on my fingers yet. Nickel and Dime is my first color purchase but I will be back for more. I like the fact that they have lighter and more neutral colors since that's what I tend to choose.