30 days return. Buyer pays for return postage. If you use an eBay delivery label, it will be deducted from your refund amount.
Condition:
NewNew
You run up the ladder when you think you've found the lowest interest rate, only to slide down the snake when you realise the fees are high and conditions are stringent. Instead, they would be better off working out how much they will need to borrow, how they should structure their loan and who would be the best lender.