Intended AudienceTrade
Reviews"An excellent book that can guide you through the [Chapter 13] process." Forbes Magazine " Chapter 13 Bankruptcy will save you a fortune in attorney fees and confusion." The Midwest Book Review "This is the best book going if you choose to file alone or if you want background on the Chapter 13 process." Attorney Gary Klein, Co-Author of Consumer Bankruptcy Law and Practice "It explains how Chapter 13 works, the automatic stay, determining eligibility for Chapter 13, the means test, proposing a plan the judge will approve, and making the decision; filing for bankruptcy; common legal issues, carrying out the plan, what to do if the plan cannot be completed, and life after bankruptcy; and hiring and working with a lawyer and doing legal research. This revised edition includes recent changes in bankruptcy law, as well as updated 50-state exemption tables and key Supreme Court decisions." Eithne O'Leyne, Editor, Ringgold, Inc.. ProtoView, "An excellent book that can guide you through the [Chapter 13] process. " Forbes Magazine " Chapter 13 Bankruptcy will save you a fortune in attorney fees and confusion." The Midwest Book Review "This is the best book going if you choose to file alone or if you want background on the Chapter 13 process." Attorney Gary Klein, Co-Author of Consumer Bankruptcy Law and Practice "It explains how Chapter 13 works, the automatic stay, determining eligibility for Chapter 13, the means test, proposing a plan the judge will approve, and making the decision; filing for bankruptcy; common legal issues, carrying out the plan, what to do if the plan cannot be completed, and life after bankruptcy; and hiring and working with a lawyer and doing legal research. This revised edition includes recent changes in bankruptcy law, as well as updated 50-state exemption tables and key Supreme Court decisions." Eithne O'Leyne, Editor, Ringgold, Inc.. ProtoView
Table Of ContentPart 1: Is Chapter 13 Right for You?1.How Chapter 13 Works2.The Automatic Stay3. Are You Eligible to Use Chapter 13?4. Do You Have to Use Chapter 13?5. Can You Propose a Plan the Judge Will Approve?6. Making the DecisionPart II: Filing for Chapter 13 Bankruptcy7. Complete Your Bankruptcy Forms8. The Chapter 13 Plan9. Filing the Bankruptcy Case10. Handling Routine Matters After You FilePart III: Making Your Plan Work11. Common Legal Issues12. Carrying Out Your Plan13. If You Cannot Complete Your Plan14. Life After BankruptcyPart IV: Help Beyond the Book15. Hiring and Working With a Lawyer16. Legal ResearchGlossaryAppendixesA: State and Federal Exemption ChartsB: Chart and Sample FormsIndex
SynopsisStop creditors. Get more time to pay. Chapter 13 bankruptcy offers unique debt solutions not available in Chapter 7 bankruptcy. Yes, you'll pay into a repayment plan. But your money will go toward the debts that matter most--like your mortgage, car loan, support obligations, and taxes. Remaining debts, such as credit card balances, medical bills, and utility bills, usually get only a fraction of what you owe. Some of Chapter 13 bankruptcy's other features include allowing filers to: keep all property avoid foreclosure and vehicle repossession pay the fair market value for a car, and stop lawsuits, wage garnishments, and bank levies. Here, you'll find clear explanations of the Chapter 13 process to help you: decide if Chapter 13 is your best option estimate your monthly plan payment, and find and work effectively with the right lawyer. This revised edition covers all the latest changes in bankruptcy law, including updated exemption tables for every state, and explains how to use the new official bankruptcy forms., Chapter 13 Bankruptcy is for Americans struggling under burdensome debt who earn too much to qualify for Chapter 7 bankruptcy, want to keep a home or other valuable property, or need time to pay off nondischargeable debts, such as taxes and support obligations. People buy the book to gain a thorough understanding of this complicated and intimidating process and to determine if Chapter 13 bankruptcy will work for them.