Oops! Looks like we're having trouble connecting to our server.
Refresh your browser window to try again.
About this product
Product Identifiers
PublisherWiley & Sons, Incorporated, John
ISBN-101394168586
ISBN-139781394168583
eBay Product ID (ePID)25058359479
Product Key Features
Edition2
Book TitleAnnuities for Dummies
Number of Pages368 Pages
LanguageEnglish
TopicPersonal Finance / Money Management, Personal Finance / Retirement Planning, Personal Finance / General
Publication Year2023
IllustratorYes
GenreBusiness & Economics
AuthorKerry Pechter
FormatTrade Paperback
Dimensions
Item Height1 in
Item Weight16.8 Oz
Item Length9.1 in
Item Width7.3 in
Additional Product Features
Intended AudienceTrade
Dewey Edition22
Dewey Decimal368.37
Table Of ContentIntroduction 1 Part 1: Making Sense of Annuities 5 Chapter 1: The ABCs of Annuities 7 Chapter 2: Taming the Big Retirement Risks 21 Chapter 3: Diving into Annuity Documents 33 Chapter 4: Weighing Annuity Pros and Cons 47 Chapter 5: Deciding Whether an Annuity Is Right for You 59 Part 2: Identifying the Major Annuities 73 Chapter 6: Earning Interest with Fixed Annuities 75 Chapter 7: Creating Retirement Paychecks with Income Annuities 91 Chapter 8: Gambling on Fixed Indexed Annuities 111 Chapter 9: Aiming Higher with Registered Index-Linked Annuities 129 Chapter 10: Tapping Variable Annuities for Tax Breaks and Income 143 Chapter 11: Aging Gracefully with Deferred Income Annuities and Qualified Longevity Annuity Contracts 161 Chapter 12: Tapping the Liquidity in Your Home 175 Part 3: Shopping in the Annuity Marketplace 189 Chapter 13: Issuing Annuities: It's What Life Insurers Do 191 Chapter 14: Meeting the Annuity Salespeople 205 Chapter 15: Site-Seeing in the Annuity Web World 219 Chapter 16: Adding Annuities to 401(k)s 229 Part 4: Getting the Most out of Your Annuity 243 Chapter 17: Building Safe Retirement Income 245 Chapter 18: The Taxing Side of Annuities 259 Chapter 19: Recognizing Annuity Exit Ramps 269 Chapter 20: Structuring Your Annuity Correctly 277 Chapter 21: Avoiding Annuity Pitfalls 285 Part 5: The Part of Tens 295 Chapter 22: Ten Great Books about Annuities 297 Chapter 23: Ten Questions to Ask Before You Sign a Contract 303 Chapter 24: Ten Annuity Checkpoints on the Information Highway 311 Part 6: Appendixes 317 Appendix A: Glossary 319 Appendix B: State Guaranty Associations 329 Index 333
SynopsisAnnuities are one of the building blocks of a worry-free retirement. Part investment and part insurance, these financial contracts convert portions of your life savings into guaranteed income. This book is your cheat sheet for discovering how annuities work, which types are right for you, and where these predictable income generators fit into your portfolio. You'll learn to ask the right questions as you talk to annuity sellers and manage your taxes when you're in the game. Use annuities as part of your financial strategy for retiring with the help of this easy-to-use Dummies guide. Inside…, Understanding annuity types, Discovering how annuities work, Assessing retirement risks, Managing taxes with annuities, Creating guaranteed income, Sizing up annuity sales pitches, Avoiding annuity pitfalls, Looking for steady retirement income? Read this book! Turning retirement savings into a steady income is a big step toward a worry-free retirement. This book introduces you to how to add annuities to your investment mix. It helps you evaluate how to select the best annuities for your needs and steer clear of the worst. You'll learn how different types of annuities can help you turn your retirement savings into a monthly paycheck, protect your investments from market ups and downs, postpone taxes, stay in your home for the rest of your life, and even buy long-term care insurance for less.. Written by an annuity thought leader who is a frequent guest-expert on webcasts, podcasts and radio broadcasts as well as editor and publisher of Retirement Income Journal, the book offers the knowledge earned from interviews with hundreds of annuity industry insiders on their own turf. Get insight into which annuities do (or don't) provide near-retirees and retirees with solid value. Stretch your savings into lifelong income Ask smarter questions when talking to an agent, broker or adviser Retire with less anxiety about the market Feel more in control of your financial life Annuities For Dummies is the must-have guide for anyone making retirement plans or managing their retirement savings.