How do payouts work?
- After a buyer pays for an item you sold, the funds minus fees will show in your Processing funds, which means the payment is confirmed and it's safe to go ahead and ship the item(s)
- The funds will typically appear as Available for payout within 1 business day from payment confirmation, unless the transaction was placed on hold, in which case it may take longer
- The payout will generally be initiated within 2 business days from payment confirmation. Once initiated, it typically takes 1-4 business days for the funds to clear in your account and become available to you
- This timeline is similar to the time it can take a credit card company to process your monthly payment, and depends on the processes of your financial institution
- After the payout is initiated, the funds are no longer with eBay. eBay does not earn interest on any seller funds
When we initiate the payout, we'll send you an email and create a Payout ID to help you keep track of your transactions in Payouts reporting.
For more information, see our infographic about getting paid on eBay - opens in new window or tab.
Managed payments sellers must add a specified bank account to receive their funds. Managed payments sellers can't use a PayPal account as a payout method.
Processing, On hold, and Available funds
Processing funds: These amounts aren't ready for payout yet. Generally, funds that appear as Processing are still pending and you don't need to take any action.
On hold funds: These amounts aren't ready for payout yet. Generally, funds are placed on hold if a buyer opens a dispute.
Available funds: The amount you will be paid in your next payout. Generally, funds that appear Available are the total of all completed transactions, excluding applicable fees or any transactions on hold.
- Your Available funds may change if we process any additional orders or refunds before your next payout
- If you refund a buyer, and you don't have enough to cover the full amount of the refund from your Available, Processing, and On hold funds, we'll charge your payout bank account or automatic payment method to cover the remaining amount
For more information on payout statuses, read our article on the Payments tab in Seller Hub.
When eBay recoups funds
If an eBay Money Back Guarantee claim or payment dispute is found in your buyer's favour, eBay may issue a refund to the buyer on your behalf. In this case, we will recoup the amount from your Available, Processing, or On hold funds.
If your Available, Processing, and On hold funds are insufficient to cover the outstanding amounts you owe, eBay will charge your on-file payment method within 14 days to recoup the full amount. We may add up the amounts you owe into a single charge. All the details related to these charges will be visible on your financial statement.
How to change your payout schedule
By default, payouts are initiated daily, but you can also change to weekly payouts.
- Daily payouts are initiated Monday through Friday and include any funds that have become Available for payout during the previous 24 hours
- Weekly payouts are initiated on Tuesdays and include any funds that have become Available for payout Monday through Sunday of the previous week
Here's how to change your payout schedule in Seller Hub:
- Go to Payments in Seller Hub.
- Select Payout Settings.
- Change the frequency of your payouts from Daily to Weekly as needed.
You can also change your payout schedule in Payment options - opens in new window or tab in My eBay.
If the buyer pays in a currency that's different to your payout currency, the payment will be converted to your payout currency. The currency exchange rate will be captured at the time of sale and can be viewed in the order details. This exchange rate will apply in the event of a refund.
What to do if payouts fail
If your payouts are showing as Failed or Retry, your bank information may be incorrect or you may need to verify additional information before we can initiate payouts to your account. Learn more in our article about Submitting or updating your information for managed payments.