Are you a seller? See our eBay Money Back Guarantee policy information for sellers
Qualifying purchases
When you shop on eBay.co.uk and pay at eBay checkout, your purchase is covered by eBay Money Back Guarantee for 30 days from the estimated or actual delivery date.
While the majority of items are covered, some are excluded due to the unique nature of the item or the required delivery method.
Excluded items
- Motor vehicles, recreational vehicles, boats, aircraft, industrial construction machinery, real estate, websites, businesses for sale, classified ads, services, digitally delivered content, travel tickets and vouchers, NFTs including physical items combined with or attached to NFTs
My item hasn't arrived
If your purchase doesn't arrive or if it isn't ready for collection as you expected, you qualify for a full refund including original postage costs.
The first step is to let the seller know. You have 30 days from the estimated delivery date to report that an item hasn't arrived.
Report an item hasn't arrivedAfter you report that an item hasn't arrived
The seller should update you on the delivery status or give you a refund.
After 3 business days, if the seller hasn't responded or you're not satisfied with their resolution, you can ask us to step in. We'll look into it and find a fair solution.
We'll keep your report open for 21 business days. After that, if there's been no activity, we'll assume everything is sorted out and close it. Once a case is closed, it can't be reopened.
Asking eBay to step in and help
When asked to step in, we'll get back to you within 48 hours. We'll contact the seller to verify the delivery or collection details. If we can see your order is on its way to you, we may ask you to wait a few extra days for it to arrive.
If the seller can't provide proof of delivery to the address in the Order details or proof you collected your order, we'll issue a refund.
Ask eBay to step inKeeping your purchase protected
Here are a few things you can do to avoid delivery issues and ensure your coverage isn't affected:
- Provide the correct address at checkout: eBay Money Back Guarantee covers delivery to the address shown on the Order details page.
- Allow the seller to handle delivery: If you arrange your own delivery and the item doesn't arrive, your purchase won't be protected. If you use a courier pickup or forwarding/redirection service, you would need to resolve any delivery issues directly with that carrier
- Purchases through eBay programmes are covered if the item doesn't arrive, including Authenticity Guarantee - opens in new window or tab, eBay International Shipping - opens in new window or tab and the Global Shipping Programme - opens in new window or tab
- Accept the package when it arrives: If you refuse delivery, the item might not make it back to the seller. We're unable to give you a refund if we can't verify return delivery
- Pay customs and import charges for international purchases: We can't cover your purchase if it doesn't arrive because it's held at customs for unpaid fees. Check with your country's customs office for details on what additional charges may apply. Learn more about international purchases for buyers
My item doesn't match the listing
If your purchase arrives faulty, damaged or it doesn't match the listing description, you can return it for a full refund including original postage costs. Alternatively, you may agree with the seller on another solution, such as a partial refund while you keep the item or a replacement instead of a refund.
The first step is to let the seller know by requesting a return. For most purchases, you have 30 days from the delivery date to request a return, but you may have more time if the seller offers a longer return window.
Request a returnAfter you request a return
The seller should provide you with a prepaid label to return the item. They may also offer another solution, such as sending you a replacement or giving you a partial refund while you keep the item.
After 3 business days, if the seller didn't get back to you or you're not satisfied with their resolution, you can ask us to step in and help. We'll look into it and find a fair solution.
We'll keep your return open for 21 business days. After that, if there's been no activity, we'll assume everything is sorted out and close the return. Once a return is closed, it can't be reopened.
If you're sending the item back
Once the seller provides a return label, you should send the item by the date shown in the return details. If it's not sent by then, we'll assume you're keeping the item and may close the return.
Most sellers issue a refund within 2 business days after they get the item back. You can see the expected refund date in the return details.
Asking eBay to step in and help
When asked to step in, we'll get back to you within 48 hours. We might need to ask you or the seller for more information, such as photos of how the item arrived or return tracking.
Ask eBay to step inOnce we've reviewed all the details, we'll let you and the seller know the next steps. For example, we may ask you to go ahead and return the item, wait a few extra days for it to get back to the seller, or simply give you a refund.
Keeping your purchase protected
Here are a few things you can do to avoid issues with your return and ensure your coverage isn't affected:
- Return items in the original condition: Pack your return well to ensure it reaches the seller safely. Some sellers may deduct an amount from your refund if a returned item is used or damaged
- For Authenticity Guarantee - opens in new window or tab purchases, returns are inspected and may be sent back to you if the item isn't in the same condition as when it was originally authenticated
- Use the return label provided: If you choose to buy your own postage, the seller won't be able to help if the package gets lost or damaged. You would need to resolve any delivery issues directly with the carrier
- Allow the seller to handle delivery: Your purchase won't be covered for damage in transit if you arrange your own delivery. If you use a courier pickup or forwarding/redirection service, you would need to resolve any issues with the package directly with that carrier
My seller isn't honouring their return policy
If the seller accepts returns, you can return your item for a full refund including original postage costs.
The first step is to let the seller know by requesting a return within their return window. Check the listing in your Purchases to see the seller's return policy, including who pays for return postage.
Request a returnAfter you request a return
The seller should accept your return. They may also offer another option, such as sending you a replacement or giving you a partial refund while you keep the item.
After 3 business days, if the seller didn't get back to you or you're not satisfied with their resolution, you can ask us to step in and help. We'll look into it and find a fair solution.
We'll keep your return open for 21 business days. After that, if there's been no activity, we'll assume everything is sorted out and close the return. Once a return is closed, it can't be reopened.
If you're sending the item back
Once the return is accepted, you should send the item back by the date shown in the return details. If it's not sent by then, we'll assume you're keeping the item and may close the return.
When the seller is paying for returns, you'll be given a prepaid return label. Otherwise, we'll ask you to buy your own postage using the return address eBay provides you.
Most sellers issue a refund within 2 business days after they get the item back. You can see the expected refund date in the return details.
Asking eBay to step in and help
When asked to step in, we'll get back to you within 48 hours. We might need to ask you or the seller for more information, such as photos of how the item arrived or return tracking.
Ask eBay to step inOnce we've reviewed all the details, we'll let you and the seller know the next steps. For example, we may ask you to go ahead and return the item, wait a few extra days for it to get back to the seller, or simply give you a refund.
Keeping your purchase protected
Here are a few things you can do to avoid issues with your return and ensure your coverage isn't affected:
- Return items in the original condition: Pack your return well to ensure it reaches the seller safely. Some sellers may deduct an amount from your refund if a returned item is used or damaged
- For Authenticity Guarantee - opens in new window or tab purchases, returns are inspected and may be sent back to you if the item isn't in the same condition as when it was originally authenticated
- Send items back using a tracked service: If we can't verify the seller received the return, you may not receive a refund. To confirm return delivery, we need:
- A delivery status of "delivered" or "attempted delivery"
- The date of delivery or attempted delivery
- The recipient's address, showing at least the postcode (or international equivalent) matching the seller's return address; and
- Signature confirmation for items with a total cost of £450 or more
Appeals, refunds, and other terms
Appeals
If you disagree with the outcome of a case, you can submit an appeal within 30 calendar days of eBay's decision. As part of your appeal, we may ask you to provide additional documentation or photos.
Appeal your caseeBay is permitted to make final decisions about all cases, including appeals.
Refunds
For most purchases, refunds go back to your original payment method and are typically available within 3-5 business days. If it isn't possible to refund your original payment method, we might use another method such as PayPal, coupons, or vouchers redeemable for purchases on eBay.
For purchases that were paid for using Klarna installments, Klarna will adjust the payment plan accordingly.
How currency exchange rates apply to refunds
When buying internationally, items may be listed in a foreign currency. At checkout, you can choose which currency you would like to use to complete your purchase.
- If you pay in your local currency: eBay does the currency conversion for you. When you get a refund, we'll apply the same exchange rate used at the time of purchase
- If you pay in the listing currency: Your credit card issuer, bank, or payment service provider does the currency conversion. When you get a refund, their policy will determine which exchange rate is used. eBay doesn't cover any losses caused by a different exchange rate being applied to your refund
Loss of coverage
Our rules and policies for buyers and sellers help maintain a trusted marketplace. Even if your purchase is eligible for eBay Money Back Guarantee, you may lose protection if you don't uphold eBay values, or if you engage in fraudulent or abusive buyer behaviour.
Your payment provider may also offer a buyer protection programme. A purchase will no longer be eligible for eBay Money Back Guarantee if you choose to seek resolution through your payment provider for the same transaction, regardless of the outcome of that dispute or claim.
Other terms and related policies
- Your eBay Money Back Guarantee coverage is based on the eBay site where you completed your purchase, regardless of your registration details
- eBay Money Back Guarantee is not a product warranty
- Any images added to a return request must be relevant to the return reason and comply with our Images, videos and text policy
- We may provide buyers and sellers with access to each other's contact information in accordance with our User Privacy Notice
Helpful links
- Condition of returned items policy
- Signature confirmation requirements
- Abusive buyer policy
- Local collection
- Buying with Click & Collect
- Buying with Authenticity Guarantee
- International purchases and postage for buyers
Policy information for sellers
For details of how eBay Money Back Guarantee works for sellers and what you need to do, please read our policy information below.
Coverage, eligibility requirements, and exclusions
eBay Money Back Guarantee applies when:
- The buyer doesn't receive an item
- The item received by the buyer doesn't match the listing, for example:
- The seller sent the wrong item, or
- The item arrives broken, damaged, or faulty
- The seller doesn't fulfil their return policy as stated in the listing
As a seller, for transactions where eBay Money Back Guarantee applies:
- You are responsible for delivering the item that was described in the listing, honouring your stated return policy, and providing a resolution when a buyer reports a problem with an order
- If the purchase was completed on eBay.co.uk, you must meet the requirements specified in this policy, including taking action within the required time frames, even if the item was listed on a different eBay site
Eligible payment methods, excluded items, additional exclusions |
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Eligible payment methods |
Eligible for coverage, when paid via eBay checkout:
Not covered:
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Excluded items |
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Additional exclusions and special coverage |
International purchases
When a seller offers an international postage option (such as worldwide postage), or doesn't exclude international postage in their postage settings, it may result in the buyer completing checkout on an eBay site other than the site used to create the listing.
Buyers and sellers are subject to the eBay Money Back Guarantee or other buyer protection policy (if available) of the site where the buyer completed checkout, regardless of the eBay site used to list the item or the registration details of the buyer or seller.
For more information about buying and selling internationally, please see our policies on International selling and International trading.
eBay Money Back Guarantee programmes on international eBay sites
eBay Money Back Guarantee:
- ebay.com - opens in new window or tab
- ebay.co.uk - opens in new window or tab
- ebay.com.au - opens in new window or tab
- ebay.ca - opens in new window or tab
- cafr.ebay.ca - opens in new window or tab
- ebay.ie - opens in new window or tab
- ebay.nl - opens in new window or tab
- ebay.pl - opens in new window or tab
- benl.ebay.be - opens in new window or tab
eBay Buyer Protection:
- ebay.de - opens in new window or tab
- ebay.at - opens in new window or tab
- ebay.ch - opens in new window or tab
eBay Customer Guarantee:
When the buyer doesn't receive an item
- Actions and timeframes when the buyer doesn't receive an item
- Deciding the outcome when the buyer doesn't receive an item
- Exclusions and special coverage when the buyer doesn't receive an item
Sellers are required to deliver the item to the address in the Order details, unless the buyer selected a local collection option.
If the item doesn't arrive at the address provided by the buyer at checkout or isn't made available for collection, the buyer is entitled to a full refund, including original postage costs (if applicable).
Actions & time frames when the buyer doesn't receive an item
Action |
Time frame |
The buyer reports that the item hasn't arrived or was not available for collection Report an item that hasn't arrived |
Earliest:
Latest:
|
The seller responds to the buyer's report The seller is required to respond and provide either tracking information, delivery updates, or a refund. |
Latest:
If the seller provided tracking details, eBay may close the case automatically once tracking shows the item has been delivered. |
Ask eBay to step in If the seller hasn't responded or if the buyer and seller can't reach a resolution, they can ask us to step in and help.
eBay may step in without the buyer asking if there is no valid tracking information available. |
Earliest:
Latest:
|
Deciding the outcome when the buyer doesn't receive an item
When eBay is asked to step in and the transaction meets our eligibility requirements, we will look for:
- Evidence of successful delivery to the address provided in the Order details, or
- Proof that the buyer collected the item
If we determine that the item was not successfully delivered or collected:
- The buyer will receive a refund for the full cost of the item and original postage, and
- The seller may be required to reimburse eBay for the amount of the refund
Evidence of successful delivery
We require all of the following to prove a successful on-time delivery:
- Tracking number that can be validated on the shipping carrier's website and which was uploaded to eBay before the latest estimated delivery date;
- A delivery status of "delivered" or "attempted delivery" (or equivalent in the country to which the item was delivered);
- The date of delivery or attempted delivery;
- The recipient's address, showing at least the city/county or postcode (or international equivalent) that matches the one found on the Order details page; and
- Signature confirmation, on orders with a total cost of £450 or more. Learn more about our signature confirmation requirements.
Proof that the buyer collected the item
For local collection items, evidence that the buyer has received the item may include:
- A copy of the eBay order details, signed by the buyer at the time of collection
- The seller using the eBay app to scan the buyer's QR code or manually enter the buyer's 6-digit pickup code at the time of collection
Exclusions and special coverage when the buyer doesn't receive an item
Items collected by a third party on behalf of the buyer |
Not covered |
The buyer arranged their own delivery method, such as a courier pickup |
Not covered |
The buyer provided an invalid or incorrect address at checkout |
Not covered |
The item was sent to another address after original delivery |
Covered:
Not covered:
|
The item was posted internationally and didn't clear customs because fees or duties weren't paid |
Covered:
Not covered:
|
The buyer chose a Click & Collect delivery option |
Covered:
Not covered:
|
The buyer refused delivery of the item |
Covered:
Not covered:
If a package arrives empty or was damaged in transit, the buyer should accept the delivery and report that the item doesn't match the listing. |
When the item received by the buyer doesn't match the listing
- Actions and timeframes when the item received by the buyer doesn't match the listing
- Deciding the outcome when the item received by the buyer doesn't match the listing
- Exclusions and special coverage when the item received by the buyer doesn't match the listing
Sellers are required to deliver the item as it was described in the listing. If the buyer receives the wrong item, or the item arrives broken, damaged, or faulty (and was not clearly described as such), they are entitled to return it for a refund, even if the seller doesn't offer returns.
Buyers and sellers may agree to another solution, such as a full or partial refund while the buyer keeps the item, or a replacement item instead of a refund.
Both buyers and sellers must meet all applicable return requirements. If an item is being returned, the seller is responsible for return postage.
Actions & time frames for "not as described" returns
Action |
Time frame |
|
The buyer requests a return Start a return request |
Latest:
|
|
The seller responds to the buyer's request The seller is required to respond and provide a solution to the buyer's issue. |
Latest:
In some cases, eBay may automatically accept the return on the seller's behalf. |
|
If the item is being returned |
||
The buyer sends the item back |
Latest:
If the buyer does not post the return by the specified date, eBay may close the return request. |
|
The seller issues a refund
If return tracking shows the item was delivered, or if the item was sent through eBay International Shipping - opens in new window or tab, eBay may automatically issue a full refund on the seller's behalf. |
Latest:
In some cases, sellers have additional time to issue the refund. You can find the refund deadline in the return details. |
|
Ask eBay to step in If the seller hasn't responded or hasn't issued a refund by the refund deadline, or if the buyer and seller can't reach a resolution, either party can ask us to step in and help. |
Earliest:
Latest:
eBay may hold the return request open for up to 35 business days after the date the return was accepted. |
Deciding the outcome when the item doesn't match the listing
When a buyer reports that an item doesn't match the listing and the transaction meets our eligibility requirements, we will look for all of the following:
- Evidence that the buyer and seller have each met their return requirements
- Whether the seller breached eBay policies when listing the item
- Whether the item can be posted back to the seller
- Proof of return delivery, if the item was being returned
If we determine that the seller did not meet their return requirements:
- The buyer will receive a refund for the full cost of the item and original postage, and
- The seller will be required to reimburse eBay for the amount of the refund, and
- The buyer may not be required to return the item
If we determine that the buyer did not meet their return requirements:
- The buyer may not receive a full refund for the item and/or postage costs
Exclusions and special coverage when the item doesn't match the listing
Items collected by a third party on behalf of the buyer |
Not covered |
The buyer arranged their own delivery method, such as a courier pickup |
Not covered |
The item was sent to another address after original delivery |
Covered:
Not covered:
|
A part or accessory covered by eBay Assured Fit - opens in new window or tab doesn't fit the buyer's vehicle |
Covered
Returns will be treated as not matching the listing if the buyer selected "Doesn’t fit my vehicle" as the return reason |
The buyer returned the item used or damaged |
Covered:
Otherwise, some sellers may deduct the loss in value from the amount refunded to the buyer. See our Condition of returned items policy. |
There are strong indicators that the item is counterfeit |
Covered
|
The item is hazardous to post |
|
The item no longer has value For example:
|
|
The item arrived after the latest estimated delivery date |
Covered
The return is treated as if the item didn't match the listing. |
Authenticity Guarantee - opens in new window or tab purchases are covered by eBay Money Back Guarantee when all other eligibility requirements are met.
Items that display the Authenticity Guarantee badge in the listing are first sent to an authenticator who inspects the item prior to delivery to the buyer. This inspection ensures that the item purchased matches the listing description and verifies the item's authenticity.
If an authenticated item is eligible to be returned, we may ask the buyer to send the item for inspection to ensure that the item is being returned in the same condition. If the returned item is found to be in a different condition, it will be sent back to the buyer and no refund will be issued.
Learn more about Authenticity Guarantee - opens in new window or tab.
When the seller doesn't fulfil their return policy
- Actions and timeframes when the seller doesn't fulfil their return policy
- Deciding the outcome when the seller doesn't fulfil their return policy
If the listing states that the seller offers returns, the buyer may return the item for any reason, including if they change their mind about the item ("remorse" returns).
When a buyer requests a return within the seller's return policy, the seller must allow them to return the item for a full refund, including original postage costs.
When the seller doesn't offer returns, or a remorse return request falls outside the seller's return window, the seller may exercise their discretion to accept or deny the return. If the seller chooses to accept the return, this will then be treated as if they had offered returns in the listing.
Both buyers and sellers must meet all applicable return requirements. If an item is being returned for remorse reasons, the listing states which party is responsible for return postage.
Actions & time frames for "remorse" returns
Action |
Time frame |
|
The buyer requests a return Start a return request |
Latest:
|
|
The seller responds to the buyer's request The seller is required to respond and honour their returns policy. |
Latest:
In some cases, eBay may automatically accept the return on the seller's behalf. |
|
If the item is being returned |
||
The buyer sends the item back |
Latest:
If the buyer does not post the return by the specified date, eBay may close the return request. |
|
The seller issues a refund
If return tracking shows the item was delivered, or if the item was sent through eBay International Shipping - opens in new window or tab, eBay may automatically issue a full refund on the seller's behalf. |
Latest:
In some cases, sellers have additional time to issue the refund. You can find the refund deadline in the return details. |
|
Ask eBay to step in If the seller hasn't responded or hasn't issued a refund by the refund deadline, or if the buyer and seller can't reach a resolution, either party can ask us to step in and help. |
Earliest:
Latest:
eBay may hold the return request open for up to 35 business days after the date the return was accepted. |
Deciding the outcome when a seller doesn't fulfil their return policy
When eBay steps in on a "remorse" return request and the transaction meets our eligibility requirements, we will look for all of the following:
- Evidence that the buyer and seller have each met their return requirements
- Proof of return delivery, if the item was being returned
If we determine that the seller did not fulfil their return policy or did not meet their other return requirements, we will treat the case as if the item did not match the listing.
If we determine that the buyer did not meet their return requirements, the buyer may not receive a full refund for the item and/or for original or return postage costs.
Return requirements and return postage
Buyers and sellers may have a return case decided against them if they do not meet the requirements listed below and/or take action within the time frames specified in this policy.
Seller return requirements
- When a buyer requests a return for item not as described reasons, the seller must respond within the return request and offer a solution to the buyer's issue
- When a buyer requests a return for remorse reasons, the seller must honour their return policy as specified in the listing
- When the seller is responsible for return postage, the seller must provide a return postage label or another return method that is acceptable to the buyer. eBay may provide the buyer with a return postage label on the seller's behalf and will charge the seller for the cost of the label
- The seller's return address should be up to date in their Addresses in My eBay - opens in new window or tab. If they haven't specified a return address, the item will be returned to the seller's registration address
- The seller must pay any applicable customs fees or duties on the returned item
- When refunding the buyer, the seller must issue the refund through the return request on eBay
- When posting a replacement or exchange item, the seller must provide the new tracking details to the buyer
Buyer return requirements
- The buyer must return the item in the same condition in which it was received. If the item is returned used, damaged or missing parts, some sellers may deduct the loss in value from the amount refunded to the buyer. For more information, see our Condition of returned items policy
- When the seller is responsible for return postage, the buyer must use the postage label provided, or other return method agreed with the seller. If the buyer chooses to purchase their own label, they assume responsibility for return postage, including the cost
- Any images added to a return request must be relevant to the return reason and comply with our Images, video and text policy
- When there are strong indicators that the buyer received a counterfeit item, the buyer must cooperate with us to ensure proper disposal of the item, and must not sell the item on eBay or elsewhere
Depending on the reason for the return, the seller or the buyer may be responsible for arranging and paying for a suitable return method.
Reason for return |
Who is responsible for return postage |
Items that don't match the listing |
Seller |
"Remorse" or "change of mind" returns |
Per the seller's return policy in the listing |
Proof of delivery for returned items
Returns should be sent with tracked postage that can be independently validated.
We require all of the following to prove a successful return delivery:
- A delivery status of "delivered" or "attempted delivery" (or equivalent in the country to which the item was delivered);
- The date of delivery or attempted delivery;
- The recipient's address, showing at least the city/county or postcode (or international equivalent) that matches the seller's specified return address; and
- Signature confirmation, on items with a total cost of £450 or more. Learn more about our signature confirmation requirements
If the party responsible for return postage does not use a tracked service that meets these requirements, a case may be decided against them if the returned item doesn't arrive.
Refunds and billing for return postage costs
If the buyer is responsible for return postage, the return postage cost won't be included in the refund.
If the seller is responsible for return postage:
- Return postage costs will be charged to the seller separately if:
- The seller authorised the buyer to use an eBay return label, or
- eBay provided a return label to the buyer on the seller's behalf
- If the seller sends funds to the buyer to pay for return postage, the seller will not be refunded the amount by eBay even if the buyer chooses to not return the item.
Estimated and actual delivery dates
Under eBay Money Back Guarantee, time frames to report an issue or request a return may be based on:
- The estimated delivery date (the latest date in the estimated delivery range that was provided to the buyer at checkout), or
- The actual delivery date (the date that tracking confirms the item was delivered, or the date that an item was collected)
The table below sets out which of these applies when determining the latest date to report an issue or request a return.
When tracking shows the item was delivered/collected before the estimated delivery date |
Actual delivery/collection date |
When no tracking information is available |
Estimated delivery date |
Buyers can find estimated delivery information in their Purchase history. Sellers can find the estimated delivery information that was provided to the buyer at the top of their Order details page.
Appeals and extensions
Appeals
When eBay decides the outcome of a transaction issue, the buyer or seller may submit an appeal within 30 calendar days of eBay's decision. As part of reviewing an appeal, we may ask the buyer or seller to provide additional documentation.
eBay reserves the right to seek reimbursement from the seller for amounts refunded to the buyer, if a buyer successfully appeals.
Extensions
In some limited situations, we may extend the time frames specified above for buyers and/or sellers to take action and meet eBay Money Back Guarantee requirements.
- In individual cases, extensions may be offered to take into consideration factors such as the buyer's location, the postage service used, whether tracking is available to show the status of a delivery, a seller's extended return window, or other circumstances such as fraud
- Extensions may be offered to buyers and sellers in particular locations to take into consideration delays due to circumstances such as natural disaster, national emergency, labor strike or governmental act. In most instances, we will notify buyers and sellers with an announcement on eBay.co.uk - opens in new window or tab
Refunds, payment holds and reimbursements
Refunds to buyers
For most purchases, buyers are refunded to their original payment method.
For purchases that were paid for using Klarna installments, Klarna will adjust the payment plan accordingly.
If we're unable to send refunds to the buyer's original payment method, we may provide refunds by another method such as PayPal, or by coupons or vouchers redeemable for purchases on eBay.
Currency exchange rate applied to refunds
If a buyer chooses to use eBay currency conversion by selecting to pay in their local currency at checkout, the same exchange rate used at the time of purchase is applied when a refund is issued.
eBay does not cover losses a buyer may sustain that are attributable to fluctuations in currency exchange rates applied to the refund by the buyer's bank, credit card issuer, or payment service provider. If you are a buyer, please check the currency conversion policy imposed by your credit card issuer, bank, or payment service provider for information about conversion rates applied to refunds denominated in foreign currency.
Seller payment holds
If a buyer reports that they didn't receive an item or requests a return, or eBay steps in on an eBay Money Back Guarantee case, a seller's funds may be held by eBay as outlined in the User Agreement and Payments Terms of Use - opens in new window or tab.
If eBay determines that a buyer is entitled to a refund under this policy and issues a refund to the buyer on the seller's behalf, eBay may seek reimbursement from the seller by invoice, or by collecting the amount of the reimbursement from the seller as described in the Payments Terms of Use - opens in new window or tab.
If reimbursement is unsuccessful, we reserve the right to seek reimbursement through other means.
Loss of coverage
Even if a transaction is eligible for eBay Money Back Guarantee, buyers can lose protection if they:
- Voluntarily close a request or case, or
- Open duplicate claims using other resolution methods, or
- Engage in fraudulent or abusive buying behaviour, or
- Violate an eBay policy
A buyer may not seek resolution for the same transaction under more than one buyer protection programme. eBay may close a buyer's eBay Money Back Guarantee case if the buyer files a chargeback or buyer protection claim for the same transaction with their payment provider (such as a credit card issuer or payment service provider), regardless of whether the chargeback or buyer protection claim is for the full or partial amount of the transaction.
If a seller loses a chargeback they may be eligible for payment dispute seller protections.
Fraudulent or abusive buyer behaviour
Buyers will not be covered by eBay Money Back Guarantee if they make fraudulent claims or engage in activity as described in the Abusive buyer policy. This includes, but is not limited to:
- Colluding with a seller to wrongly declare an item's value for customs
- Filing a chargeback after receiving a refund
- Claiming an item was not received when there is proof of delivery to the address provided on the Order details page
- Falsely claiming an item was not as described
- Opening duplicate cases using other buyer protection programmes
- Returning an item other than the original item received
- Using or damaging an item and then returning it
In addition to the consequences described in the User Agreement, we reserve the right to indefinitely suspend an individual's coverage under eBay Money Back Guarantee and impose any other sanctions we may deem necessary including issuing warnings, blocking a buyer's ability to request returns or refunds on eBay and account suspension.
Other terms and related policies
- We may provide buyers and sellers with access to each other's contact information in accordance with our User Privacy Notice
- eBay Money Back Guarantee is not a product warranty
- For items delivered through eBay International Shipping or the Global Shipping Programme, the programmes' terms and conditions for buyers provide more detail about how members are protected by eBay Money Back Guarantee:
- In certain situations, eBay may open a case on behalf of a user and decide the outcome immediately. For example, if a seller is suspended for fraudulent activity, we may automatically open a case and issue a refund to the buyer
- We reserve the right to fix any processing errors we discover by debiting or crediting the payment method used for the incorrect refund or reimbursement
- Buyers and sellers permit us to make final decisions about all cases, including appeals
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